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Freedom is not merely the opportunity to do as one pleases; neither is it merely the opportunity to choose between set alternatives. Freedom is, first of all, the chance to formulate the available choices, to argue over them—and then, the opportunity to choose.

以真誠之心待人接物。

To create is to remember.

在沙漠中，我找到了城市永遠無法提供的自由。

Cognitive biases are not just errors in judgment; they are windows into how our minds work.

Challenges are opportunities in disguise; embrace them and grow stronger.

創新不僅僅是創造新事物；它關乎改進已有的事物。

Digital transformation is not a choice but a must; the banking industry must embrace technological change.