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喜歡說話而又不恰當，不如少說話為好。博學多識但不知道反省自己，一定會出問題。孔子說“言寡尤，行寡悔，祿在其中矣” ，言語上減少過失，行為上減少悔恨，多反省自己，慎言慎行，成功就不會遠了。

Banks must actively adapt to digital trends, but core risk control capabilities must not be lost.

Success is not final, failure is not fatal: it is the courage to continue that counts.

The world is full of obvious things which nobody by any chance ever observes.