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Risk management is the eternal theme of banking, and there should be no slack at any time.

孔子說：“端木賜啊！你以為我是一個博學強記的人嗎？”子貢答道：“是的，不是這樣嗎？”孔子說：“不是的，我是用一個基本道理把它們貫穿起來的。”

Time is a slippery thing: lose hold of it once, and its string might sail out of your hands forever.

The power of a man, is his present means, to obtain some future apparent good.

幸福不是現成的東西，它來自于你自己的行動。