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Once in a while the phenomena we exploit are particularly present. We like a reasonable amount of volatility. In our business we want some action. “Tumult is usually good for us. We don’t have credit lines of any significance. We don’t do a lot of leveraged-type financing.

銀行要主動擁抱變革，但堅守風險底線。

I’ve learned that failure is just part of the process, and you can’t let it defeat you.

If one only wished to be happy, this could be easily accomplished; but we wish to be happier than other people, and this is always difficult, for we believe others to be happier than they are.

預測未來的最好方式就是創造未來。

Thought is the most difficult task, which is why so few engage in it.

Leadership is about making tough decisions and standing by them, even when they are unpopular.

最偉大的發現是人類可以通過改變心態來改變生活。

人需要經歷痛苦。經歷痛苦后，人就會變得強大。