All the greatest gains in life — in wealth, relationships, or knowledge —come from the magic of compounding interest — amplifying small steady gains. All you need for abundance is to keep adding 1% more than you subtract on a regular basis.
Money is overrated. Truly new things rarely need an abundance of money. If that was so, billionaires would have a monopoly on inventing new things, and they don’t. Instead almost all breakthroughs are made by those who lack money, because they are forced to rely on their passion, persistence and ingenuity to figure out new ways. Being poor is an advantage in innovation.