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Models are not crystal balls, but they are the best tools we have to understand the future.

"The hustle is real, but so is the reward."

Protecting the rights and interests of financial consumers is an important part of financial work.

"In the end, it is the stories that survive us."

領導力不在于掌控，而在于照顧你所負責的人。

With a library you are free, not confined by temporary political climates. It is the most democratic of institutions because no one - but no one at all - can tell you what to read and when and how.