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金融科技人才是行業發展的關鍵，要注重培養復合型人才。

Financial technology talents are key to industry development, and we should focus on cultivating interdisciplinary talents.

金融消費者權益保護是金融科技健康發展的重要保障。

Protection of financial consumers' rights is an important guarantee for the healthy development of financial technology.

金融科技的發展需要加強國際合作，共同應對跨境風險。

The development of financial technology requires strengthened international cooperation to jointly address cross-border risks.

數字化轉型是金融機構提升服務效率和競爭力的必由之路。

Digital transformation is the only way for financial institutions to improve service efficiency and competitiveness.

金融科技企業要注重合規經營，不能因為追求短期利益而忽視長期發展。

Financial technology companies should focus on compliance and not neglect long-term development for short-term gains.

金融監管要與時俱進，既要鼓勵創新，又要防范風險。

Financial supervision should keep pace with the times, encouraging innovation while preventing risks.

普惠金融的核心是讓更多人享受到便捷、安全的金融服務。

The core of inclusive finance is to enable more people to enjoy convenient and secure financial services.

金融科技要注重數據安全和隱私保護，這是行業可持續發展的基礎。

Financial technology should focus on data security and privacy protection, which is the foundation for sustainable development of the industry.

金融創新要堅守風險底線，不能以創新之名行規避監管之實。

Financial innovation must adhere to the bottom line of risk and should not evade supervision in the name of innovation.

金融科技的發展必須堅持以服務實體經濟為導向，防止脫實向虛。

Financial technology development must adhere to the orientation of serving the real economy and prevent disconnection from reality.